budget

China's high-speed trains are the best travel value in the world, and I'll die on that hill. ¥540 for Beijing to Xi'an (1,200km in 3.5 hours). ¥600 for Chengdu to Shanghai (1,800km in about 10 hours). Clean stations, departure on the dot, WiFi that mostly works, and food carts that come by with hot meals that are actually edible. I've taken the G-series trains hundreds of times. A few things I've learned: Second class (二等座) is perfectly fine — ¥50-70% of first class price for the same journey time. First class (一等座) gives you more legroom and a quieter carriage. Business class is only worth it if someone else is paying. Book through Trip.com if you want English. Use 12306 if you can handle some Chinese — it's cheaper by ¥20-30 per ticket. And bring your own snacks. The train food is fine, but the woman walking through the carriage with a cart of braised chicken feet and beer is where the real action is.

I had an Australian couple show up in Shanghai last month with nothing but a Revolut card and a prayer. No cash, no Alipay, no backup. "We heard China is cashless!" they said proudly. They're right. But there's a gap between "cashless" and "your foreign card works everywhere." Most places accept Alipay and WeChat Pay, but your Visa/Mastercard only works at international hotels, big malls, and some chain restaurants. Street stalls, local restaurants, metro tickets? App-only. Here's what I tell every client: bring ¥500-1000 in cash for emergencies, set up Alipay with your international card before you leave, and treat WeChat Pay as your backup. That combo covers 99% of situations. I once had a client try to pay for hotpot with his Amex. The waiter laughed. Not in a mean way — just genuinely amused that someone would try. We paid with Alipay. Everyone moved on.